An astrologer told me once, fate is what happens to you; destiny is what you make of it.
We are each one of us a separate tree of life in the great forest of life that is the Earth itself. And for that different tree that each one of us is, it is where the seed was planted—the soil, the water, the air and light and season—that is the first thing that happened to us, that is our own first stroke of fate.
And it is for each of us who our parents were and their strokes of fate and the destinies that they made of them that now surrounds us as our own second stroke of fate.